Privacy Statement




Welcome to (the "Website"), and thank you for visiting Loki! Before you continue, please take a moment to review our Privacy Policy (the "Policy"). If you do not agree with the Policy, please do not use this Website or submit any information to us.


For your information, the Website, and the Loki service generally, is owned and operated by Loki, LLC ("Loki" or "we" or "us" or a similar designation). Loki is committed to respecting and protecting your privacy. To that end, we have prepared this Policy to disclose and describe our information collection and dissemination practices relative to the Website so that you may submit information to us on a fully informed basis. In addition, you are also bound by our Terms of Use, and we strongly suggest that you review this Policy in conjunction with our Terms of Use.


We may revise this Policy at any time without notice to you by posting a revised version on the Website. Such revised Policy shall be effective as to all use of the Website (including with respect to users and Members) upon posting, and your sole remedies should you disagree with any such revision shall be to (1) cease to use the Website; and (2) if you are a Member of the Website or Loki Service or otherwise have an Account with us, request that we use commercially reasonable efforts to purge our records of any personal, payment, or contact information you have submitted.


We value your privacy. When you subscribe to the Loki service, open an Account at the Website, or purchase anything through the Website, we will not provide your email address or other personal and financial information to any third party, except as described in this Policy. If you have any questions about this Policy, please contact us.


Collection of information; scope of Policy. We may require you to submit certain information (including personal information such as contact, Paypal, or payment card information) in order to provide you an Account at the Website, to provide you  access to the Loki Service or otherwise transact business through Loki (or its third party payment processors or vendors), to allow you to post your opinions, ratings, comments, or questions in Member Activities, to participate in various other Website activities, to transact business, or for such other reasons as may be described on the Website at the time such information is collected. To the extent such information is either (1) personally identifiable or (2) personal financial information, this Policy covers our collection, treatment, and dissemination of such information.



This Policy does not cover (1) any information which is not personally identifiable or financial (such as anonymized or aggregated demographic information); (2) any information you submit to be posted on or displayed for others to see on the Website (such information submitted to Member Activities on the Website); or (3) any ideas or suggestions you may submit for the Website or Loki service, each of which we may use for any purposes in our sole discretion without limitation.


From time-to-time Loki may request information via surveys or contests. Participation in these surveys or contests is completely voluntary, and you have a choice whether or not to disclose this information. In addition to any use of information described in this Policy, information collected during surveys and contests will be used for the purposes specified on the forms on which it is collected.


Treatment of personal and/or financial information. Except as described in this Policy, we will hold all of your personally identifiable and/or financial information in privacy. We may use such information to:


·         Validate your identity and regulate access to your Account, Member Activities, and the Loki service;

·         Personalize your experience with the Website and the Loki service;

·         Collect and process payments and/or forward payment and order information to third-parties (e.g. Paypal);

·         Contact you for administrative purposes relating to the Loki service or provide you support in response to your queries;

·         Provide information pertaining to Loki products or services which may be of interest to you, on an opt-out basis;

·         Distribute a Loki newsletter on an opt-out basis; and/or

·         Create aggregate and anonymous demographic or other information which we may use for any purpose once decoupled from your personal or financial information (such as to assist our advertisers in choosing ad space or tracking campaigns).


We may sell or rent your personal or financial information to third-parties, although we will not provide such information to third-parties on an opt-out basis.


We may provide your information, including personal or financial information, to our vendors who provide background services on the Website, such as payment processing, technical support, order fulfillment, and other subcontracted services. We always use reasonable efforts to require such third parties to legally agree to use such information only for the purpose for which it was provided and to otherwise abide by the protections of this Policy.


Handling of your information; security. We have put in place reasonable security measures to protect your information and restrict access to unauthorized employees. Personal information is stored in a database with customary security measures, if it is ever stored, Paypal and payment card information submitted for payment purposes is stored and transmitted in a payment card industry (PCI) compliant manner. We use reasonable measures to protect against hacking and other malicious activity, although we do not and cannot guaranty that no security breach will ever occur.


Please do not submit personal, financial, or health information to features of the Website not intended for such information. Such information should never be submitted to discussion forums or Member Activities (unless you want it publicly displayed and to assume the consequences of having it permanently exposed), and we cannot promise PCI or HIPAA (health related information) compliant storage of such information except as expressly described above (relating to storage and transmission of payment information).


Automated activities. The Website uses a feature of your web browser called a "cookie" -- a file that your browser places on your computer's hard drive to uniquely identify your computer. The Website creates and then uses cookies to make log-in more convenient, to tell us whether you have previously visited the Website, to track your clicks through the Website, and to help us determine whether you came to the Website from a particular Internet link or advertisement. Cookies can also be used to save and retrieve passwords and to save information on past usage of features and other preferences. We do not and cannot use cookies to retrieve personal information about you from your computer unless such information was knowingly and willingly provided by you.


Some of our business partners, sponsors, and advertisers use cookies through the Website (for example, advertisers) to track the success of their advertising and marketing efforts, which is standard practice for many of the websites you may visit. If you wish to restrict how cookies are placed on your computer, please check your browser settings, or check your browser's "Help" information for instructions on how to enhance the security of your browser or limit use of and access to cookies. Please note that your browser's security settings may disable some features or services on certain websites.


In addition to conventional cookies, we may also use a cross-domain tracking feature that employs Adobe Local Shared Objects, which are known as "LSOs" or "Flash Cookies," to collect data pertaining to your use of the Website. Anonymous data obtained via Flash Cookies may be shared with various vendors and service providers for optimization of our inbound marketing and related efforts. We believe the use of Flash Cookies is mutually beneficial because they can assist us in optimizing your user experience, however, you should be aware that web browsers may not provide you with the ability to block Flash Cookies and that browser settings which block conventional cookies may not affect Flash Cookies. You may also find that deleted Flash Cookies may be reinstated.


Similarly, Loki, our advertisers and partners may also use "web beacons" (small image files which are used to track presence on web pages and surfing patterns) in a similar fashion to cookies, except that web beacons do not store any personal information on your computer. We may also use web beacons or similar technology to track clicks from our newsletters and the like.


Finally, our servers will log each website visitors' IP address, browser type, referring and exiting URLs, and other statistical and technical information. Except for policy, agreement, and law enforcement purposes, Loki will treat this as anonymous information.


Maintenance of your login information. We strongly recommend that you keep all of your user information secret and not disclose such information to anyone else. We cannot be responsible for any use of this information should you disclose it to anyone else, or for the use or distribution of any of your information or data stored on the Website if it is obtained via use of your account ID or password. Please note that Loki will never email you to "phish" for (attempt to convince you to disclose) your username or password.


Protection of children. This Website is not intended for use by individuals under the age of 18. While the Website may be viewed by children, we do not wish to receive data from children. Loki encourages parents and guardians to monitor and supervise all Internet usage by children. No information should be submitted to, or posted at, the Website by visitors under the age of 18 without the consent of a parent or guardian.


Links to Third Party Websites. The Website is an advertising supported Website, and when responding to a third party advertisement or offer, you may submit your information to such third party outside of our control. The Website contains links to other websites that are not controlled by Loki. We are not responsible for the privacy practices of such other websites. We encourage our users to be aware when they leave our Website and to read the privacy statements of each and every website that collects personally identifiable information. This Policy applies solely to information collected by Loki and its Website.


Other Events. All information collected or provided may be transferred or assigned by Loki in conjunction with a merger or the sale of all or a portion of Loki (or similar event).


Enforcement of this Privacy Policy and Contact Information. If for any reason you believe that your privacy has been breached through the use of the Website, you may contact us immediately by email, and we will do our best to promptly determine and correct the problem.


Liability. Loki's liability from or arising out of this Policy or any breach hereof is subject to the general limits of liability stated in the Terms of Use.


Loki Privacy Policy Version 1.0  September 1st, 2014